Location, Low HOA, FHA & VA Approved & Rarely Available in Ivy Crest! Assumable FHA loan with a 2.75% interest rate! Welcome to 10860 Ivy Hill Dr #1, a beautifully renovated end-unit townhouse in the desirable Ivy Crest community of Scripps Ranch. This move-in-ready 2-bedroom, 2-bathroom home offers a thoughtfully designed open living space filled with natural light and luxury vinyl plank flooring throughout. The updated kitchen features stainless steel appliances and a breakfast bar, flowing seamlessly into the living room with a cozy gas fireplace. Enjoy mountain views from the primary suite or relax on the private patio surrounded by trees. Additional features include an attached 2-car garage, in-unit washer/dryer, and water softener. Enjoy resort-style community amenities including a pool and spa, tot lot, and ample guest parking. Located just steps from shopping, dining, and parks, with easy access to the 15 freeway and just a short walk to Dingeman Elementary, this home checks every box.